State-wise
educational loan outstanding of Public Sector Banks
The Government receives suggestions and
representations highlighting the requirements of students in availing education
loans, under the Model Educational Loan Scheme of Indian Banks’ Association
(IBA). These are forwarded to Banks for corrective action.
Keeping in view the needs of the students and
suggestions received from the stakeholders the Scheme is modified by Indian
Banks Association (IBA) from time to time. The last such revision was made in
September, 2012.
The outstanding education loans by Public Sector
Banks has increased from Rs.35,855 crore in 19.11 lakh accounts as on last
reporting Friday of March, 2010 to Rs.52,982 crore in 25.09 lakh accounts as on
31.12.2012. State-wise details, including for Kerala, is Annexed.
State-wise educational loan outstanding of
Public Sector Banks
(
Amount in Rs crore ) ( No. of A/Cs in actual)
As on the last
reporting Friday of March
|
2010
|
2011
|
2012
|
As on 31.12.2012**
|
|
State/Union Territories
|
No.of Accounts
|
Balance O/S
|
No.of Accounts
|
Balance O/S
|
No.of Accounts
|
Balance O/S
|
No.of Accounts
|
Balance O/S
|
|
NORTH EASTERN REGION
|
15502
|
375.1
|
17875
|
431.48
|
20071
|
510.36
|
25810
|
634.7
|
|
Assam
|
11166
|
267.6
|
12941
|
303.82
|
14489
|
363.13
|
15868
|
398.41
|
|
Meghalaya
|
930
|
22.22
|
1257
|
29.51
|
1445
|
34.5
|
1735
|
44.65
|
|
Mizoram
|
439
|
16.37
|
585
|
21.22
|
664
|
23.92
|
753
|
27.66
|
|
Arunachal Pradesh
|
463
|
10.03
|
372
|
8.29
|
476
|
10.54
|
539
|
12.41
|
|
Nagaland
|
239
|
6.38
|
336
|
8.54
|
361
|
9.57
|
3139
|
62.9
|
|
Manipur
|
1259
|
31.86
|
1164
|
35.28
|
1057
|
36.38
|
1160
|
35.13
|
|
Tripura
|
1006
|
20.64
|
1220
|
24.82
|
1579
|
32.33
|
2616
|
53.54
|
|
|
|
|
|
|
|
|
|
|
EASTERN REGION
|
188325
|
3841.58
|
239414
|
5064.19
|
259993
|
5922.57
|
333929
|
8150.42
|
|
Bihar
|
43395
|
939.44
|
62597
|
1380.69
|
78733
|
1799.2
|
88851
|
2283.63
|
|
Jharkhand
|
31620
|
687.61
|
38088
|
927.45
|
41552
|
1086.17
|
47946
|
1273.92
|
|
West Bengal
|
60456
|
1195.03
|
72617
|
1373.54
|
71378
|
1512.76
|
69558
|
1627.94
|
|
Orissa
|
52158
|
1002.88
|
65289
|
1363.94
|
67008
|
1474.88
|
69530
|
1695.2
|
|
Sikkim
|
346
|
9.25
|
338
|
8.53
|
382
|
16.44
|
6353
|
115.69
|
|
Andaman& Nicobar
|
350
|
7.37
|
485
|
10.05
|
940
|
33.12
|
51691
|
1154.04
|
|
|
|
|
|
|
|
|
|
|
CENTRAL REGION
|
213087
|
4127.73
|
240483
|
4863.77
|
252846
|
5445.27
|
266631
|
6255.29
|
|
Uttar Pradesh
|
109450
|
2287.8
|
126071
|
2790.72
|
136448
|
3095.02
|
143486
|
3572.67
|
|
Uttarakhand
|
19725
|
396.69
|
22795
|
502.06
|
24536
|
560.06
|
25933
|
633.41
|
|
Madhya Pradesh
|
72378
|
1195.17
|
76968
|
1289.16
|
76773
|
1477.34
|
81478
|
1711.02
|
|
Chattisgarh
|
11534
|
248.07
|
14649
|
281.83
|
15089
|
312.86
|
15734
|
338.19
|
|
|
|
|
|
|
|
|
|
|
NORTHERN REGION
|
159588
|
3962.4
|
174427
|
4239.92
|
182914
|
4526.94
|
188457
|
4894.98
|
|
Delhi
|
36187
|
1155.04
|
36445
|
1096.2
|
36362
|
1104.9
|
33661
|
1079.19
|
|
Punjab
|
30388
|
774.18
|
32700
|
831.35
|
32578
|
898.04
|
33169
|
941.7
|
|
Haryana
|
30181
|
693.54
|
33815
|
769.41
|
36546
|
834.5
|
38976
|
970.23
|
|
Chandigarh
|
5895
|
178.02
|
5905
|
182.81
|
5977
|
194.54
|
5477
|
181.87
|
|
Jammu & Kashmir
|
3523
|
91.32
|
3672
|
93.26
|
3774
|
93
|
4160
|
105.89
|
|
Himachal Pradesh
|
10254
|
194.6
|
12282
|
248.81
|
13827
|
279.86
|
14535
|
311.34
|
|
Rajasthan
|
43160
|
875.71
|
49608
|
1018.09
|
53850
|
1122.1
|
58479
|
1304.76
|
|
|
|
|
|
|
|
|
|
|
WESTERN REGION
|
169524
|
4146.68
|
186269
|
4325.97
|
198923
|
5087.41
|
216641
|
5325.32
|
|
Gujarat
|
40520
|
1166.44
|
43780
|
1108.43
|
44221
|
1200.43
|
44661
|
1207.99
|
|
Maharashtra
|
125063
|
2882.58
|
138197
|
3122.21
|
150829
|
3789.26
|
167335
|
3995.13
|
|
Daman &Diu
|
440
|
13.57
|
245
|
4.11
|
97
|
2.89
|
624
|
17.12
|
|
Goa
|
3362
|
80.57
|
3481
|
84.31
|
3588
|
89.29
|
3810
|
99.07
|
|
Dadra & Nagar Haveli
|
139
|
3.52
|
566
|
6.9
|
188
|
5.54
|
211
|
6.01
|
|
|
|
|
|
|
|
|
|
|
SOUTHERN REGION
|
1165397
|
19401.18
|
1353076
|
22416.5
|
1458356
|
25234.93
|
1477479
|
27721.54
|
|
Andhra Pradesh
|
215832
|
4761.77
|
218054
|
5008.1
|
213281
|
4988.98
|
154765
|
4022.32
|
|
Karnataka
|
156179
|
2814.7
|
167291
|
3103.71
|
167517
|
3402.17
|
179571
|
3633.15
|
|
Lakshadweep
|
14
|
0.16
|
15
|
0.23
|
24
|
0.36
|
230
|
3.7
|
|
Tamilnadu
|
555223
|
7111.79
|
689094
|
9234.2
|
786634
|
11265.55
|
831651
|
13043.35
|
|
Kerala
|
228395
|
4576.67
|
267703
|
4903.62
|
278992
|
5376.3
|
296992
|
6743.6
|
|
Pondicherry
|
9754
|
136.09
|
10919
|
166.64
|
11908
|
201.57
|
14270
|
275.42
|
|
|
|
|
|
|
|
|
|
|
TOTAL
|
1911423
|
35854.67
|
2211544
|
41341.84
|
2373103
|
46727.48
|
2508947
|
52982.25
|
Source: RBI. **
Source: PSBs (Data is Provisional)
The above detailed information was submitted by
the Minister of State for Finance Shri. Namo Narain Meena in the Lok Sabha on
8th March, 2013.
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